Solutions
RIAs and Retail Investors
Registered Investment Advisors (RIAs)
Enhance your client service offerings with our suite of stock market analysis tools. Our end-of-day stock forecasts, coupled with ETF and commodity trend analysis, provide valuable data points for informed investment decisions. Our sentiment analysis offers crucial insights into market psychology, allowing you to fine-tune your strategies. Our pre-built value, momentum, and small-cap portfolios offer ready-made frameworks adaptable to individual client needs, saving significant research time. Our dual stock rating system, combining AI/ML forecasts with fundamental analysis, provides a robust and transparent approach to stock selection, enabling you to confidently justify recommendations and potentially improve portfolio performance through data-driven insights. This comprehensive approach allows you to offer more sophisticated and tailored investment strategies, strengthening client relationships and attracting new assets. Over the past five years, the performance and fee structures of Registered Investment Advisors (RIAs) in the United States have exhibited notable trends.
Average Returns: The average returns for RIAs vary based on investment strategies and market conditions, data indicates that larger advisory firms have experienced significant growth. Firms managing over $100 billion in assets reported a compound annual growth rate (CAGR) of 13.5% over a recent three-year period [1].
Average Fees: RIA fee structures typically involve a percentage of assets under management (AUM), with rates varying based on the size of the investment such as 1% annually for portfolios up to $1 million, 0.85% for portfolios over $1 million, 0.75% for portfolios over $2 million, 0.65% for portfolios over $3 million,0.50% for portfolios over $5 million [2].
Retail Investors
Empower your personal investment journey with access to institutional-grade research and analysis. Our services provide the tools you need to make informed decisions, regardless of your trading style. Active traders can leverage our top 6 stock forecasts for scalpers to capitalize on short-term market movements, while long-term investors can utilize our end-of-day forecasts, ETF and commodity trend analysis, and sentiment analysis to understand broader market dynamics. Our diverse portfolio strategies offer guidance for building and managing a well-diversified portfolio, allowing you to learn about different investment approaches and potentially outperform the market. By democratizing access to sophisticated market insights, our services level the playing field, giving you a greater chance of achieving your financial goals.
Average Returns: The S&P 500 delivered an average annual return of 15.38% from 2020 to 2024 [3]. However, individual investors typically underperform due to poor market timing and emotional decision-making. Studies show that while the S&P 500 averaged 8.2% annually over 20 years, the average retail investor earned only 2.1% annually due to frequent trading and behavioural biases [4].
Average Charges: Investment fees have declined, with mutual fund expense ratios dropping from 0.87% in 2004 to 0.36% in 2023 [5]. Major brokerage firms have eliminated trading fees, but financial advisor fees average around 1% of assets under management. Fees significantly impact long-term returns. A 4% annual return over 20 years results in 0.25% fee for $180,000 final value, 0.50% fee for $160,000 final value, 1.00% fee for $140,000 final value [6].
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